CIBIL CCR or CIBIL Commercial Credit Report is a record of companies’ past repayment of loans and credit facilities. Information on loan repayment from banks and lenders from where a company has taken loans. CIBIL CCR is a tool for the banks and lenders to determine your creditworthiness and future risk of repayment default. CIBIL CCR or Company Credit Report contains your credit payment history. This information came from various credit institutions. CCR is used by prospective lenders (banks and other financial institutions) to determine your credit behavior.

CIBIL rank refers to the summary of the company’s credit report in the form of a single digit. It ranges on a scale from 1 to 10.

You can download the report from the company credit report (Commercial) portal of CIBIL by submitting some information and paying the required fee.

Members of CIBIL like banks, NBFCs, and Financial Institutions can access Company Credit Report and CIBIL Rank.

The highest rank the company can get is 1, while the worst will be 10.

Report Order Number refers to the unique number generated every time your Company Credit Report from CIBIL’s database is accessed.

An individual is assigned a CIBIL Score ranging from 300 to 900. CIBIL Rank ranges from 1 to 10 is given to commercial entities. A CIBIL Score close to 900 is considered a good score. Any CIBIL Rank that is close to 1 is considered a good rank.

When NA is shown on Commercial CIBIL, it means either the company has not taken any loan in the past, or the amount of loan which a company has taken had an outstanding loan amount not in between Rs 10 Lakh and Rs 50 Crore.

There could be a capture of some incorrect information displayed in your company’s commercial credit report. A dispute must be raised immediately with CIBIL to rectify the incorrect information. Any wrong information can spoil your CIBIL Commercial report and CIBIL Rank.